Our Team

Kym Martell, CRM, CIC, CRIS, AAI, MLIS


Kym Martell, owner and founder of K.M. Associates, Insurance Management & Training Consultants specializes in training and consultant services. With over 35 years experience in the insurance industry Kym brings to her clients a wealth of experience. Her diverse  background includes Agency Management, Risk Management, Sales, Claims and Customer Service.

During her long and productive business career, Kym discovered she had a love for and a talent in training insurance professionals. As a result, Kym left the corporate world in 1995 and founded K.M. Associates – Insurance Management and Training Consultants.  Services include property & casualty coverages, sales training, professional coaching, Errors and Omissions (E&O) auditing and preventions, and Expert Witness & litigation support services.

Kym has designed, developed and delivered continuing education and professional training programs on a national level for a variety of clients, including professional organizations, insurance companies and agencies and insurance brokerage firms. She has also serves as a state faculty member of the Big I New Jersey  and approved instructor for the Big I New York . Additionally, Kym is a national faculty member of Agents & Brokers of America for providing their E&O Risk Management Programs, and a national faculty member of Polestar Training Programs, a member of the Institutes which provides sales and coaching to insurance professionals.

As a consultant, Her extensive corporate and consulting experience perfectly positions Kym to provide professional liability & loss control audits and provide customized E&O loss prevention training in the areas of workflows and agency management. Her superior communication skills are assets that adds to her success.

Kym holds several professional designations including Certified Risk Manager (CRM), Certified Insurance Counselor (CIC) , Construction Risk Insurance Specialist (CRIS), Accredited Advisor of Insurance (AAI) and Management Liability Insurance Specialist (MLIS).


Cathy Trischan, CPCU, CRM, CIC, AAI, AU, CRIS, MLIS

Management & Training Consultant

Cathy Trischan has worked for the E&K Agency in Eatontown, NJ since 1996. She is the manager of the Commercial Lines Department and works directly with E&K’s largest clients. She holds a Bachelor of Arts degree from Rutgers University and began her insurance career upon graduation. She has worked as a claims adjuster for a major property and casualty carrier as well as in the commercial departments of several large, New Jersey agencies.

Cathy holds several professional designations including CPCU, CIC , AAI, AU, CRIS, MLIS and CRM. She received an Award for Academic Excellence from the Insurance Institute of America and is a participant in the CPCU Society’s Continuing Professional Development program.

Cathy has taught pre-licensing courses to individuals entering the insurance business and continuing education courses for established insurance practitioners. She has taught for Professional Insurance Agents, Brookdale Community College and other institutions. She is a member of the National Alliance faculty, and teaches in both the Certified Insurance Counselor (CIC) and Certified Insurance Service Representative (CISR) programs.