Toxic Mold – The Insurance Perspective

 

NJ Course Code: #0403294 –  3 Credits

This course will examine the problem of Toxic Mold and the coverage issues it presents for carriers and insureds.  We will discuss the reasons for mold/fungus claims, detection and remediation techniques.  We will look at some insurance “definitions” of mold in various coverage forms and examine causes of mold claims and potential coverage issues. We will also review and discuss  limitations and exclusions in some of the standard insurance  coverage forms and possible insurance solutions. Actual claim scenarios will be shared and reviewed.